LENDING ORIGINATION SOLUTION

LENDING ORIGINATION SOLUTION

With real-time lending approvals and custom risk-based rates, provide your customers with omnichannel loan origination for a diverse set of financial products and services. Combined with the ASAPP OXP AOS Module, customers can be automatically prompted for deposit account upsells during the application process, while your full product stack can be made available online in one simple application process.

HIGHLIGHTS

SPEED OF APPLICATION:

Reduce the lending origination process to under 15 minutes, both online and in-branch. And with core banking integration, you’ll improve staff efficiencies and back office processing.

OMNICHANNEL AND RESPONSIVE EXPERIENCE:

Your members and customers will have a consistent experience in-branch, online, or cross-channel on any device.

BROAD SET OF LENDING PRODUCTS:

With a broad set of supported products for retail and business banking, ASAPP OXP LOS offers complete digital lending solutions with an intuitive and modern application process.

INNOVATIVE DECISIONING ENGINE:

Our unique decisioning model allows for an extremely high level of configurability for lending and rate determinations. It’s also simple to configure and understand for lending and risk management.

AUDIT LOGGING:

Full audit logging is available for decisioning matrices and application processing, so you can gain a deep understanding of how decisions have been and are being made.

CHECKLIST AND WORKFLOW MANAGEMENT:

Build and configure custom checklists you can readily associate to products and manage internally.  A wide set of statuses allow your credit union or bank to build and manage your lending workflow in a way that makes sense for your business.

CONFIGURABLE AND SELF-MANAGED:

Create and launch new lending products any time, without intervention or change requests.  Respond quickly to a changing market to meet your member and customer needs.

SUSPEND AND RESUME:

Members and customers can easily start their purchase, save, and resume whenever and wherever they want.

MULTIPLE PRODUCTS:

Members and customers can apply for deposit products alongside their lending application for one-stop-shopping when combined with the ASAPP OXP AOS Module. 

DIGITAL SIGNATURE SUPPORT:

Manage your document library and digitally capture signatures using our DocuSign integration.

OMNICHANNEL EXPERIENCE PLATFORM

ASAPP OXP can transform your financial institution by leveraging customer insights, while eliminating unnecessary steps in support of a digitally proactive environment. Get in touch with us today and discover how we can play a pivotal role in helping you build your business and your brand.